Looking to pass some awesome days with near and dear ones? When you start your travelling in this holiday season, travelling via plane will come as package option with buying travel insurance. If you want to buy the package, then you must know about travel insurance. Here, we?ll discuss about what travel insurance is, what it actually covers and what conditions to watch out for.
Travel Insurance: Normally travel insurance policy covers trip cancelation, travel delay and trip interruption insurance. Most of the time, it includes limited medical, medical evacuation, accidental death insurance and lost baggage.
Travel insurance covers the loss of non refundable travel costs like airfare or hotel and tour expenses. Sometimes, travel insurance offers protection against losses of personal property damage, medical emergencies and even death.
Don?t be so charmed about hearing that it will be a protection of your tour. Before buy it you?ve to consider many factors. Things you should consider before buying any insurance-
All the policies aren?t same. Carefully read the policy and take a good look in the list of covered reasons and exclusions for cancelling your trip.
Some travel policies cover pre-existing conditions, age limits and some don?t. Some of them will take a high charge premium membership to cover them. So before you buy yours, be sure to know about the pre-existing conditions and age limit.
Sometimes, tour operators and cruise offer trip cancellation waiver, that?s real tempting but they aren?t insurance policies. Surely know the conditions and then step into it.
If you already have health and medical insurance then contact with the company. If their policy covers for your health issue during your trip then you don?t have to buy another.
No one can guarantee your safety during travel. But you can relax and have fun if you have everything covered under your insurance policy.
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Source: http://www.travelqueeries.com/must-know-facts-about-travel-insurance/
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